{
  "$id": "https://startups.as/payoffs.click",
  "$type": "Name",
  "source": {
    "kind": "api.sb",
    "ns": "startups.as",
    "at": "2026-10-26T12:18:35.284Z",
    "note": ""
  },
  "name": {
    "$id": "https://api.sb/startups.as/names/payoffs.click",
    "version": 1798,
    "domain": "payoffs.click",
    "label": "Payoffs.Click",
    "tier": "namespace",
    "kind": "Service",
    "coreNoun": "Loan file",
    "buyer": "Deliverable Mint: \"payoffs\"",
    "set": "S20 [task].click paid-task mints",
    "abstraction": "V-credit",
    "role": "projection",
    "status": "namespace seed",
    "registrar": "dynadot",
    "stage": "off",
    "provenance": {
      "tier": {
        "basis": "Inferred",
        "source": "portfolio-lens-a.tsv (tier)",
        "confidence": "med",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "role": {
        "basis": "Inferred",
        "source": "portfolio-lens-b.tsv (role)",
        "confidence": "med",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "status": {
        "basis": "Inferred",
        "source": "lens A tier namespace",
        "confidence": "med",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "abstraction": {
        "basis": "Inferred",
        "source": "portfolio-lens-b.tsv (abstraction)",
        "confidence": "med",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "set": {
        "basis": "Inferred",
        "source": "portfolio-lens-a.tsv (set_or_journey)",
        "confidence": "med",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "buyer": {
        "basis": "Inferred",
        "source": "portfolio-lens-b.tsv (icp_or_position)",
        "confidence": "med",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "coreNoun": {
        "basis": "Inferred",
        "source": "seed rule: the unit noun of lens B abstraction V-credit (portfolio-lens-b.md §1)",
        "confidence": "low",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "kind": {
        "basis": "Inferred",
        "source": "seed rule: name grammar .click/.services: a paid task or outcome; product kinds per studio CONTEXT.md (Cloud · Data · Software · Service · Commerce · Marketplace)",
        "confidence": "low",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "display": {
        "basis": "Inferred",
        "source": "seed rule from the casing rules in docs/plans/2026-10-24-portfolio-stack-visualization.md; compound labels are open",
        "confidence": "low",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "registrar": {
        "basis": "Inferred",
        "source": "holdings ledger (domains repo, read-only)",
        "confidence": "high",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      }
    },
    "tensions": [
      {
        "field": "tier",
        "a": "namespace",
        "b": "projection",
        "scale": "namespace vs brand",
        "note": "lens A reads namespace (namespace); lens B reads projection (brand)"
      }
    ]
  },
  "stack": {
    "kind": "generated",
    "title": "Generated around Payoffs.Click",
    "levels": [
      {
        "label": "centre",
        "nodes": [
          {
            "domain": "payoffs.click",
            "side": "spine",
            "door": false
          }
        ],
        "more": 0
      },
      {
        "label": "the businesses",
        "nodes": [
          {
            "domain": "apis.finance",
            "side": "spine",
            "door": false
          }
        ],
        "more": 0
      },
      {
        "label": "the abstractions",
        "nodes": [
          {
            "domain": "headless.ly",
            "side": "spine",
            "door": false
          }
        ],
        "more": 0
      },
      {
        "label": "the abstractions",
        "nodes": [
          {
            "domain": "saas.studio",
            "side": "left",
            "door": false
          },
          {
            "domain": "saaskit.ai",
            "side": "right",
            "door": false
          }
        ],
        "more": 0
      },
      {
        "label": "brands",
        "nodes": [
          {
            "domain": "api.sb",
            "side": "spine",
            "door": false
          }
        ],
        "more": 0
      },
      {
        "label": "brands",
        "nodes": [
          {
            "domain": "startups.studio",
            "side": "door",
            "door": true
          },
          {
            "domain": "startupbuilder.dev",
            "side": "spine",
            "door": false
          }
        ],
        "more": 0
      }
    ],
    "edges": [
      {
        "a": "payoffs.click",
        "b": "apis.finance",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "apis.finance",
        "b": "headless.ly",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "headless.ly",
        "b": "saas.studio",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "headless.ly",
        "b": "saaskit.ai",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "saas.studio",
        "b": "api.sb",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "api.sb",
        "b": "startupbuilder.dev",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "startups.studio",
        "b": "startupbuilder.dev",
        "kind": "door",
        "backed": true,
        "verb": "door-of"
      }
    ],
    "text": "                             Payoffs.Click                                    centre\n                                   │\n                             APIs.Finance                                     the businesses\n                                   │\n                              Headless.ly                                     the abstractions\n                       ╱                        ╲\n     SaaS.Studio                                       SaaSKit.AI             the abstractions\n                       ╲\n                                API.SB                                        brands\n                                   │\n   Startups.Studio ────── StartupBuilder.Dev                                  brands"
  },
  "relationships": [
    {
      "$id": "https://api.sb/startups.as/relationships/runsOn--payoffs.click--apis.finance",
      "version": 4004,
      "from": "payoffs.click",
      "to": "apis.finance",
      "verb": "runs-on",
      "why": "[withheld from the public seed by api.sb's public-safety test; see logo-graph.tsv]",
      "sources": [
        "docs/plans/research/2026-10-24-builder-brands/logo-graph.tsv"
      ],
      "confidence": "medium",
      "basis": "Inferred",
      "truth": "specified",
      "predicate": "logo row: \"Powering\" / \"Built on\" (customer runs on supplier)",
      "retracted": false,
      "by": "agent:startups-as-seed",
      "at": "2026-10-25"
    },
    {
      "$id": "https://api.sb/startups.as/relationships/runsOn--payoffs.click--apis.mortgage",
      "version": 3546,
      "from": "payoffs.click",
      "to": "apis.mortgage",
      "verb": "runs-on",
      "why": "sb def apis.mortgage: supplies payoffs.click [high] — payoffs.click's page says \"the underlying payoff and lien data sits on",
      "sources": [
        "docs/plans/research/2026-10-24-builder-brands/logo-graph.tsv"
      ],
      "confidence": "medium",
      "basis": "Inferred",
      "truth": "specified",
      "predicate": "logo row: \"Powering\" / \"Built on\" (customer runs on supplier)",
      "retracted": false,
      "by": "agent:startups-as-seed",
      "at": "2026-10-25"
    }
  ],
  "neighbours": {
    "sameAbstraction": [
      "apis.finance",
      "apis.credit",
      "apis.loans",
      "apis.mortgage",
      "closers.mortgage",
      "gigs.credit",
      "gigs.financial",
      "gigs.loans",
      "gigs.mortgage",
      "insider.loans",
      "processors.mortgage",
      "ach.do",
      "banking.do",
      "chargebacks.do",
      "finance.org.ai",
      "payments.org.ai",
      "payouts.do",
      "pricing.do",
      "treasury.do",
      "apis.cards",
      "apis.creditcard",
      "chargebacks.click",
      "chargebacks.services",
      "clears.money",
      "disburse.click",
      "disputes.click",
      "get-pre-approved.com",
      "gigs.finance",
      "heloc.click",
      "lendingstack.co",
      "payouts.click",
      "preapproval.click",
      "preauth.click",
      "rdcredit.click",
      "remittances.click",
      "settli.ng",
      "splits.click",
      "turboloans.co"
    ],
    "listedBy": [],
    "logoRowsIn": [
      {
        "row": "apis.finance",
        "truth": "specified"
      },
      {
        "row": "apis.mortgage",
        "truth": "specified"
      }
    ],
    "logoRow": [],
    "slices": []
  },
  "card": {
    "$context": "https://api.sb/?array",
    "$id": "https://api.sb/payoffs.click?array",
    "$type": "Startup",
    "id": "startup_payoffsclick",
    "name": "payoffs.click",
    "pitch": "The payoff statement and the lien release as one work product: the quote from the apis.finance catalog, the data from apis.mortgage, the statement and its release tracked here to the recording.",
    "icp": "Closing agents, dealers and borrowers who need a payoff and a recorded release to close",
    "status": "Designed",
    "ventures": [
      {
        "$id": "https://api.sb/startups?venture=agent-finance&array",
        "name": "Agent finance"
      }
    ],
    "families": [
      {
        "$id": "https://api.sb/startups?family=click&array",
        "name": "click (suffix .click)"
      }
    ],
    "abstractions": [
      "Service"
    ],
    "motions": [
      "b2b",
      "b2c"
    ],
    "coordinates": {
      "icp": "Closing agents, dealers and borrowers who need a payoff and a recorded release to close",
      "industries": {
        "541191": "https://api.sb/Industries/541191?array",
        "Automobile Dealers": "https://api.sb/Industries/Retail/Vehicles/Automobile?array"
      },
      "occupations": {
        "Title Examiners, Abstractors, and Searchers · serves": "https://api.sb/Occupations/Legal/Legal_Support/Miscellaneous_Legal_Support/Title_Examiners?array",
        "Loan Interviewers and Clerks · serves": "https://api.sb/Occupations/Office_and_Administrative_Support/Information_and_Record_Clerks/Loan_Interviewers_and_Clerks?array"
      },
      "processes": {
        "9.7.4.5": "https://api.sb/Processes/9.7.4.5?array"
      },
      "offers": {
        "Payoff and release statements for a closing · b2b · $49 per closing file tracked from payoff to recorded release · services-as-software": "https://api.sb/by-motion/b2b?array",
        "A payoff statement for the borrower paying off · b2c · $29 · self-serve software": "https://api.sb/by-motion/b2c?array"
      },
      "products": {
        "The payoff statement and the lien release statement, as one tracked work product · Service": "https://api.sb/by-abstraction/service?array"
      },
      "oneLiner": "The payoff statement and the lien release as one work product: the quote from the apis.finance catalog, the data from apis.mortgage, the statement and its release tracked here to the recording.",
      "category": "payoff statements and lien release statements: request, deliver, and track the release to recording",
      "beats": {
        "https://www.proplogix.com/services/release-tracking/: PropLogix tracks lien releases, mortgage satisfactions, terminations, subordinations and reconveyances, so it covers more instruments than we do and does more to take release follow-up off the agent. Its site sells Payoff Letters and Release Tracking as separate services. We track the payoff and its release in one file.": "https://api.sb/by-alternative/incumbent?array",
        "https://gorequire.com/solutions/release-tracking-and-reporting/: reQuire says it will 'Work directly with the payoff lender' and accepts mortgages, judgment liens, municipal liens, tax liens and UCCs, so it covers more lien types than we do. Its page describes release tracking and reporting and does not say it orders the payoff statement. We order the payoff and follow its release until it is recorded, in one file.": "https://api.sb/by-alternative/incumbent?array",
        "Manual chase + statutory affidavit fallback: On the PropLogix blog, escrow veteran Jim Davis says: 'You have to go back, and it's always at the end of the month'. The post adds that 'it falls to the title agent or real estate attorney to confirm that all required documents are properly recorded'. Where state law allows, agents fall back to an affidavit. Texas C.S.H.B. 3945's bill analysis says agents 'spend many hours attempting to obtain this release.'": "https://api.sb/by-alternative/manual?array"
      },
      "unplaced": {
        "industries": "not placed yet: ideate.icp places it from the Startup’s sources",
        "occupations": "not placed yet: ideate.icp places it from the Startup’s sources",
        "processes": "not placed yet: ideate.icp places it from the Startup’s sources",
        "supplies": "not yet: build.product names the Verbs it serves",
        "drawsOn": "not yet: build.product names what it draws on",
        "beats": "not yet: the choice (ideate.hypothesis) names each rival by its URL"
      }
    },
    "platform": false,
    "domains": [
      {
        "$id": "https://api.sb/domains/payoffs.click?array",
        "name": "payoffs.click"
      }
    ],
    "usesPlatform": "https://api.sb/?array"
  },
  "links": {
    "page": "https://startups.as/payoffs.click",
    "apiSb": "https://api.sb/startups.as/names/payoffs.click",
    "startupCard": "https://api.sb/payoffs.click"
  }
}