{
  "$id": "https://startups.as/insider.loans",
  "$type": "Name",
  "source": {
    "kind": "api.sb",
    "ns": "startups.as",
    "at": "2026-10-26T12:18:35.284Z",
    "note": ""
  },
  "name": {
    "$id": "https://api.sb/startups.as/names/insider.loans",
    "version": 4850,
    "domain": "insider.loans",
    "label": "Insider.Loans",
    "tier": "house",
    "coreNoun": "Loan file",
    "buyer": "Deliverable Mint: \"insider\"",
    "set": "S16 Fin / tax stack",
    "abstraction": "V-credit",
    "role": "projection",
    "status": "on-stage",
    "registrar": "porkbun",
    "stage": "next400",
    "provenance": {
      "tier": {
        "basis": "Inferred",
        "source": "portfolio-lens-a.tsv (tier)",
        "confidence": "low",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "role": {
        "basis": "Inferred",
        "source": "portfolio-lens-b.tsv (role)",
        "confidence": "med",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "status": {
        "basis": "Inferred",
        "source": "lens A stage next400",
        "confidence": "low",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "abstraction": {
        "basis": "Inferred",
        "source": "portfolio-lens-b.tsv (abstraction)",
        "confidence": "med",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "set": {
        "basis": "Inferred",
        "source": "portfolio-lens-a.tsv (set_or_journey)",
        "confidence": "low",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "buyer": {
        "basis": "Inferred",
        "source": "portfolio-lens-b.tsv (icp_or_position)",
        "confidence": "med",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "coreNoun": {
        "basis": "Inferred",
        "source": "seed rule: the unit noun of lens B abstraction V-credit (portfolio-lens-b.md §1)",
        "confidence": "low",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "display": {
        "basis": "Inferred",
        "source": "seed rule from the casing rules in docs/plans/2026-10-24-portfolio-stack-visualization.md; compound labels are open",
        "confidence": "low",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "registrar": {
        "basis": "Inferred",
        "source": "holdings ledger (domains repo, read-only)",
        "confidence": "high",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      }
    },
    "tensions": []
  },
  "stack": {
    "kind": "generated",
    "title": "Generated around Insider.Loans",
    "levels": [
      {
        "label": "centre",
        "nodes": [
          {
            "domain": "insider.loans",
            "side": "spine",
            "door": false
          }
        ],
        "more": 0
      },
      {
        "label": "brands",
        "nodes": [
          {
            "domain": "api.sb",
            "side": "spine",
            "door": false
          }
        ],
        "more": 0
      },
      {
        "label": "brands",
        "nodes": [
          {
            "domain": "startupbuilder.dev",
            "side": "spine",
            "door": false
          }
        ],
        "more": 0
      },
      {
        "label": "the factory",
        "nodes": [
          {
            "domain": "startups.management",
            "side": "door",
            "door": true
          },
          {
            "domain": "startups.studio",
            "side": "spine",
            "door": false
          }
        ],
        "more": 0
      },
      {
        "label": "the foundation · Do.Industries",
        "nodes": [
          {
            "domain": "saas.studio",
            "side": "door",
            "door": true
          },
          {
            "domain": "saas.dev",
            "side": "left",
            "door": false
          },
          {
            "domain": "monthend.finance",
            "side": "left",
            "door": false
          },
          {
            "domain": "objects.do",
            "side": "spine",
            "door": false
          },
          {
            "domain": "services.do",
            "side": "right",
            "door": false
          },
          {
            "domain": "workers.do",
            "side": "right",
            "door": false
          }
        ],
        "more": 0
      },
      {
        "label": "the abstractions",
        "nodes": [
          {
            "domain": "headless.ly",
            "side": "left",
            "door": false
          },
          {
            "domain": "gigs.accountants",
            "side": "right",
            "door": false
          }
        ],
        "more": 0
      }
    ],
    "edges": [
      {
        "a": "insider.loans",
        "b": "api.sb",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "api.sb",
        "b": "startupbuilder.dev",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "startupbuilder.dev",
        "b": "startups.studio",
        "kind": "line",
        "backed": true,
        "verb": "made-by",
        "basis": "Inferred"
      },
      {
        "a": "startups.studio",
        "b": "saas.dev",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "startups.studio",
        "b": "monthend.finance",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "startups.studio",
        "b": "objects.do",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "startups.studio",
        "b": "services.do",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "startups.studio",
        "b": "workers.do",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "saas.dev",
        "b": "headless.ly",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "monthend.finance",
        "b": "headless.ly",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "monthend.finance",
        "b": "gigs.accountants",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "startups.management",
        "b": "startups.studio",
        "kind": "door",
        "backed": true,
        "verb": "door-of"
      },
      {
        "a": "saas.studio",
        "b": "saas.dev",
        "kind": "door",
        "backed": true,
        "verb": "door-of"
      }
    ],
    "text": "                                                                     Insider.Loans                                                   centre\n                                                                           │\n                                                                        API.SB                                                       brands\n                                                                           │\n                                                                  StartupBuilder.Dev                                                 brands\n                                                                           │\n                                       Startups.Management ──────── Startups.Studio                                                  the factory\n                                                       ╱            ╱      │      ╲            ╲\n   SaaS.Studio ────────────── SaaS.Dev               MonthEnd.Finance Objects.do   Services.do                Workers.do             the foundation · Do.Industries\n                                         ╲             ╱                          ╲\n                                           Headless.ly                                        Gigs.Accountants                       the abstractions"
  },
  "relationships": [
    {
      "$id": "https://api.sb/startups.as/relationships/runsOn--insider.loans--api.sb",
      "version": 4545,
      "from": "insider.loans",
      "to": "api.sb",
      "verb": "runs-on",
      "why": "api.sb/insider.loans answers (status Designed, fetched 2026-10-24)",
      "sources": [
        "docs/plans/research/2026-10-24-builder-brands/logo-graph.tsv"
      ],
      "confidence": "high",
      "basis": "Inferred",
      "truth": "runs today",
      "predicate": "logo row: \"Powering\" / \"Built on\" (customer runs on supplier)",
      "retracted": false,
      "by": "agent:startups-as-seed",
      "at": "2026-10-25"
    },
    {
      "$id": "https://api.sb/startups.as/relationships/runsOn--insider.loans--api.lawyer",
      "version": 3897,
      "from": "insider.loans",
      "to": "api.lawyer",
      "verb": "runs-on",
      "why": "sb def insider.loans: built on functions/legal [low]; api.lawyer is its preferred provider [medium]",
      "sources": [
        "docs/plans/research/2026-10-24-builder-brands/logo-graph.tsv"
      ],
      "confidence": "low",
      "basis": "Inferred",
      "truth": "buildable",
      "predicate": "logo row: \"Powering\" / \"Built on\" (customer runs on supplier)",
      "retracted": false,
      "by": "agent:startups-as-seed",
      "at": "2026-10-25"
    },
    {
      "$id": "https://api.sb/startups.as/relationships/runsOn--insider.loans--apis.finance",
      "version": 3898,
      "from": "insider.loans",
      "to": "apis.finance",
      "verb": "runs-on",
      "why": "sb def insider.loans: built on apis.finance [low] — Its targets row relates it to apis.finance, the lending function's preferred provider.",
      "sources": [
        "docs/plans/research/2026-10-24-builder-brands/logo-graph.tsv"
      ],
      "confidence": "low",
      "basis": "Inferred",
      "truth": "buildable",
      "predicate": "logo row: \"Powering\" / \"Built on\" (customer runs on supplier)",
      "retracted": false,
      "by": "agent:startups-as-seed",
      "at": "2026-10-25"
    },
    {
      "$id": "https://api.sb/startups.as/relationships/runsOn--insider.loans--startupbuilder.dev",
      "version": 4546,
      "from": "insider.loans",
      "to": "startupbuilder.dev",
      "verb": "runs-on",
      "why": "sb/poc/startup-as-noun/defs/insider.loans/startup.data.mdx",
      "sources": [
        "docs/plans/research/2026-10-24-builder-brands/logo-graph.tsv"
      ],
      "confidence": "medium",
      "basis": "Inferred",
      "truth": "specified",
      "predicate": "logo row: \"Powering\" / \"Built on\" (customer runs on supplier)",
      "retracted": false,
      "by": "agent:startups-as-seed",
      "at": "2026-10-25"
    }
  ],
  "neighbours": {
    "sameAbstraction": [
      "apis.finance",
      "apis.credit",
      "apis.loans",
      "apis.mortgage",
      "closers.mortgage",
      "gigs.credit",
      "gigs.financial",
      "gigs.loans",
      "gigs.mortgage",
      "processors.mortgage",
      "ach.do",
      "banking.do",
      "chargebacks.do",
      "finance.org.ai",
      "payments.org.ai",
      "payouts.do",
      "pricing.do",
      "treasury.do",
      "apis.cards",
      "apis.creditcard",
      "chargebacks.click",
      "chargebacks.services",
      "clears.money",
      "disburse.click",
      "disputes.click",
      "get-pre-approved.com",
      "gigs.finance",
      "heloc.click",
      "lendingstack.co",
      "payoffs.click",
      "payouts.click",
      "preapproval.click",
      "preauth.click",
      "rdcredit.click",
      "remittances.click",
      "settli.ng",
      "splits.click",
      "turboloans.co"
    ],
    "listedBy": [],
    "logoRowsIn": [
      {
        "row": "api.sb",
        "truth": "runs today"
      },
      {
        "row": "api.lawyer",
        "truth": "buildable"
      },
      {
        "row": "apis.finance",
        "truth": "buildable"
      },
      {
        "row": "startupbuilder.dev",
        "truth": "specified"
      }
    ],
    "logoRow": [],
    "slices": []
  },
  "card": {
    "$context": "https://api.sb/?array",
    "$id": "https://api.sb/insider.loans?array",
    "$type": "Startup",
    "id": "startup_insiderloans",
    "name": "insider.loans",
    "pitch": "Every insider loan a typed disclosure record: the insider, their related interests, the aggregate, the Regulation O test it passed and the board approval, before it closes and ready for the examiner.",
    "icp": "Community banks lending to their own directors, officers and principal shareholders",
    "status": "Designed",
    "ventures": [
      {
        "$id": "https://api.sb/startups?venture=legal&array",
        "name": "Legal"
      }
    ],
    "families": [],
    "abstractions": [
      "Dataset",
      "App",
      "Service",
      "Agent"
    ],
    "motions": [
      "b2b",
      "b2a"
    ],
    "coordinates": {
      "icp": "Community banks lending to their own directors, officers and principal shareholders",
      "industries": {
        "52211": "https://api.sb/Industries/52211?array",
        "52218": "https://api.sb/Industries/52218?array"
      },
      "occupations": {
        "Compliance Officers · serves": "https://api.sb/Occupations/Business_and_Financial_Operations/Business_Operations_Specialists/Compliance_Officers?array",
        "Loan Officers · serves": "https://api.sb/Occupations/Business_and_Financial_Operations/Financial_Specialists/Credit_Counselors/Loan_Officers?array"
      },
      "processes": {
        "11.2.2": "https://api.sb/Processes/11.2.2?array",
        "11.2.2.8": "https://api.sb/Processes/11.2.2.8?array"
      },
      "offers": {
        "The insider register and the Regulation O test, for a bank · b2b · not priced yet · self-serve software": "https://api.sb/by-motion/b2b?array",
        "Insider screening for loan-origination agents · b2a · not priced yet · services-as-software": "https://api.sb/by-motion/b2a?array"
      },
      "products": {
        "Insider loan register (insiders, related interests, every extension of credit, the aggregate and each approval) · Dataset, App": "https://api.sb/by-abstraction/data?array",
        "Regulation O test and board-approval packet, before the loan closes · Service, Agent": "https://api.sb/by-abstraction/service?array"
      },
      "oneLiner": "Every insider loan a typed disclosure record: the insider, their related interests, the aggregate, the Regulation O test it passed and the board approval, before it closes and ready for the examiner.",
      "category": "recording, testing and reporting loans to a bank's insiders",
      "beats": {},
      "unplaced": {
        "industries": "not placed yet: ideate.icp places it from the Startup’s sources",
        "occupations": "not placed yet: ideate.icp places it from the Startup’s sources",
        "processes": "not placed yet: ideate.icp places it from the Startup’s sources",
        "supplies": "not yet: build.product names the Verbs it serves",
        "drawsOn": "not yet: build.product names what it draws on",
        "beats": "not yet: the choice (ideate.hypothesis) names each rival by its URL"
      }
    },
    "platform": false,
    "domains": [
      {
        "$id": "https://api.sb/domains/insider.loans?array",
        "name": "insider.loans"
      }
    ],
    "usesPlatform": "https://api.sb/?array"
  },
  "links": {
    "page": "https://startups.as/insider.loans",
    "apiSb": "https://api.sb/startups.as/names/insider.loans",
    "startupCard": "https://api.sb/insider.loans"
  }
}