{
  "$id": "https://startups.as/fnol.click",
  "$type": "Name",
  "source": {
    "kind": "api.sb",
    "ns": "startups.as",
    "at": "2026-10-26T12:18:35.284Z",
    "note": ""
  },
  "name": {
    "$id": "https://api.sb/startups.as/names/fnol.click",
    "version": 1055,
    "domain": "fnol.click",
    "label": "Fnol.Click",
    "tier": "namespace",
    "kind": "Service",
    "coreNoun": "Claim",
    "buyer": "Policyholders reporting a loss (Mint)",
    "set": "S20 [task].click paid-task mints",
    "abstraction": "V-claims",
    "role": "projection",
    "status": "namespace seed",
    "registrar": "dynadot",
    "stage": "off",
    "provenance": {
      "tier": {
        "basis": "Inferred",
        "source": "portfolio-lens-a.tsv (tier)",
        "confidence": "med",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "role": {
        "basis": "Inferred",
        "source": "portfolio-lens-b.tsv (role)",
        "confidence": "high",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "status": {
        "basis": "Inferred",
        "source": "lens A tier namespace",
        "confidence": "med",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "abstraction": {
        "basis": "Inferred",
        "source": "portfolio-lens-b.tsv (abstraction)",
        "confidence": "high",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "set": {
        "basis": "Inferred",
        "source": "portfolio-lens-a.tsv (set_or_journey)",
        "confidence": "med",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "buyer": {
        "basis": "Inferred",
        "source": "portfolio-lens-b.tsv (icp_or_position)",
        "confidence": "high",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "coreNoun": {
        "basis": "Inferred",
        "source": "seed rule: the unit noun of lens B abstraction V-claims (portfolio-lens-b.md §1)",
        "confidence": "low",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "kind": {
        "basis": "Inferred",
        "source": "seed rule: name grammar .click/.services: a paid task or outcome; product kinds per studio CONTEXT.md (Cloud · Data · Software · Service · Commerce · Marketplace)",
        "confidence": "low",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "display": {
        "basis": "Inferred",
        "source": "seed rule from the casing rules in docs/plans/2026-10-24-portfolio-stack-visualization.md; compound labels are open",
        "confidence": "low",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      },
      "registrar": {
        "basis": "Inferred",
        "source": "holdings ledger (domains repo, read-only)",
        "confidence": "high",
        "by": "agent:startups-as-seed",
        "at": "2026-10-25"
      }
    },
    "tensions": [
      {
        "field": "tier",
        "a": "namespace",
        "b": "projection",
        "scale": "namespace vs brand",
        "note": "lens A reads namespace (namespace); lens B reads projection (brand)"
      }
    ]
  },
  "stack": {
    "kind": "generated",
    "title": "Generated around Fnol.Click",
    "levels": [
      {
        "label": "centre",
        "nodes": [
          {
            "domain": "fnol.click",
            "side": "spine",
            "door": false
          }
        ],
        "more": 0
      },
      {
        "label": "the businesses",
        "nodes": [
          {
            "domain": "api.insure",
            "side": "spine",
            "door": false
          }
        ],
        "more": 0
      },
      {
        "label": "brands",
        "nodes": [
          {
            "domain": "apis.credit",
            "side": "left",
            "door": false
          },
          {
            "domain": "gigs.claims",
            "side": "right",
            "door": false
          }
        ],
        "more": 0
      },
      {
        "label": "the abstractions",
        "nodes": [
          {
            "domain": "searches.dev",
            "side": "left",
            "door": false
          },
          {
            "domain": "gigs.loans",
            "side": "spine",
            "door": false
          },
          {
            "domain": "mongolake.dev",
            "side": "right",
            "door": false
          }
        ],
        "more": 0
      },
      {
        "label": "the businesses",
        "nodes": [
          {
            "domain": "apis.finance",
            "side": "spine",
            "door": false
          }
        ],
        "more": 0
      },
      {
        "label": "the abstractions",
        "nodes": [
          {
            "domain": "headless.ly",
            "side": "spine",
            "door": false
          }
        ],
        "more": 0
      }
    ],
    "edges": [
      {
        "a": "fnol.click",
        "b": "api.insure",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "api.insure",
        "b": "apis.credit",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "api.insure",
        "b": "gigs.claims",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "apis.credit",
        "b": "searches.dev",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "apis.credit",
        "b": "gigs.loans",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "apis.credit",
        "b": "mongolake.dev",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "gigs.loans",
        "b": "apis.finance",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      },
      {
        "a": "apis.finance",
        "b": "headless.ly",
        "kind": "line",
        "backed": true,
        "verb": "runs-on",
        "basis": "Inferred"
      }
    ],
    "text": "                       Fnol.Click                                     centre\n                            │\n                       API.Insure                                     the businesses\n                  ╱                    ╲\n   APIs.Credit                              Gigs.Claims               brands\n        │         ╲          ╲\n  Searches.Dev         Gigs.Loans          MongoLake.Dev              the abstractions\n                            │\n                      APIs.Finance                                    the businesses\n                            │\n                       Headless.ly                                    the abstractions"
  },
  "relationships": [
    {
      "$id": "https://api.sb/startups.as/relationships/runsOn--fnol.click--api.insure",
      "version": 3780,
      "from": "fnol.click",
      "to": "api.insure",
      "verb": "runs-on",
      "why": "sb def fnol.click: built on functions/insurance [medium]; api.insure is its preferred provider [medium]",
      "sources": [
        "docs/plans/research/2026-10-24-builder-brands/logo-graph.tsv"
      ],
      "confidence": "medium",
      "basis": "Inferred",
      "truth": "specified",
      "predicate": "logo row: \"Powering\" / \"Built on\" (customer runs on supplier)",
      "retracted": false,
      "by": "agent:startups-as-seed",
      "at": "2026-10-25"
    }
  ],
  "neighbours": {
    "sameAbstraction": [
      "api.insure",
      "acords.co",
      "eobs.claims",
      "gigs.claims",
      "gigs.insure",
      "lossruns.claims",
      "adjusters.directory",
      "claims.do",
      "insurance.org.ai",
      "triage.do",
      "underwriter.do",
      "underwriting.do",
      "adjudicators.work",
      "apis.claims",
      "apis.insure",
      "appeals.claims",
      "broker.claims",
      "concurrency.claims",
      "endorsements.claims",
      "mlr.claims",
      "publicadjusters.work",
      "reserves.claims",
      "salvage.claims",
      "triage.claims"
    ],
    "listedBy": [],
    "logoRowsIn": [
      {
        "row": "api.insure",
        "truth": "specified"
      }
    ],
    "logoRow": [],
    "slices": []
  },
  "card": {
    "$context": "https://api.sb/?array",
    "$id": "https://api.sb/fnol.click?array",
    "$type": "Startup",
    "id": "startup_fnolclick",
    "name": "fnol.click",
    "pitch": "A voice agent answers every loss call at any hour and any volume, takes a complete first notice to the carrier's own script, and files it as a structured claim through api.insure's first-notice door (submitFNOL), priced per claim taken, not per minute.",
    "icp": "Regional carriers, MGAs and TPAs whose loss calls go to an answering service after hours and overflow after a storm",
    "status": "Designed",
    "ventures": [
      {
        "$id": "https://api.sb/startups?venture=insurance&array",
        "name": "Insurance"
      }
    ],
    "families": [
      {
        "$id": "https://api.sb/startups?family=click&array",
        "name": "click (suffix .click)"
      }
    ],
    "abstractions": [
      "Agent",
      "Service",
      "App"
    ],
    "motions": [
      "b2b",
      "b2a"
    ],
    "coordinates": {
      "icp": "Regional carriers, MGAs and TPAs whose loss calls go to an answering service after hours and overflow after a storm",
      "industries": {
        "Direct Property and Casualty Insurance Carriers": "https://api.sb/Industries/Finance/Insurance/Carriers/Direct_Life/Property_and_Casualty?array",
        "Agencies, Brokerages, and Other Insurance Related Activities": "https://api.sb/Industries/Finance/Insurance/Agencies?array"
      },
      "occupations": {
        "Insurance Claims and Policy Processing Clerks · does": "https://api.sb/Occupations/Office_and_Administrative_Support/Other/Insurance_Claims?array",
        "Claims Adjusters, Examiners, and Investigators · serves": "https://api.sb/Occupations/Business_and_Financial_Operations/Business_Operations_Specialists/Claims_Adjusters/Claims_Adjusters_(13-1031)?array"
      },
      "processes": {
        "6.2.2.1": "https://api.sb/Processes/6.2.2.1?array",
        "6.2.1": "https://api.sb/Processes/6.2.1?array"
      },
      "offers": {
        "Loss-call intake for carriers, MGAs and TPAs, per claim · b2b · $15 per complete first notice filed · services-as-software": "https://api.sb/by-motion/b2b?array",
        "After-hours loss line for independent agencies · b2b · $199/month · services-as-software": "https://api.sb/by-motion/b2b?array",
        "First-notice API for agents and claims systems · b2a · $3 per first notice captured · metered API": "https://api.sb/by-motion/b2a?array"
      },
      "products": {
        "Loss-call intake by a voice agent, filed as a structured first notice · Agent, Service": "https://api.sb/by-abstraction/agent?array",
        "Call records and first notices for carriers' systems and agents · App": "https://api.sb/by-abstraction/software?array"
      },
      "oneLiner": "A voice agent answers every loss call at any hour and volume and files a complete first notice, priced per claim.",
      "category": "Insurance claims FNOL intake",
      "beats": {
        "CallForce Global nearshore FNOL contact center: Human FNOL centers need 24-72 hours to staff up after a storm and bill per agent-hour; Differentiation lens 40/72.": "https://api.sb/by-alternative/professional?array",
        "ACTEC outsourced FNOL call center: Fixed staffed capacity; Differentiation lens 32/66.": "https://api.sb/by-alternative/professional?array",
        "Sonant AI receptionist for insurance agencies: Answers at any volume but takes a message or partial notice needing callbacks; Differentiation lens 85/28.": "https://api.sb/by-alternative/incumbent?array"
      },
      "unplaced": {
        "industries": "not placed yet: ideate.icp places it from the Startup’s sources",
        "occupations": "not placed yet: ideate.icp places it from the Startup’s sources",
        "processes": "not placed yet: ideate.icp places it from the Startup’s sources",
        "supplies": "not yet: build.product names the Verbs it serves",
        "drawsOn": "not yet: build.product names what it draws on",
        "beats": "not yet: the choice (ideate.hypothesis) names each rival by its URL"
      }
    },
    "platform": false,
    "domains": [
      {
        "$id": "https://api.sb/domains/fnol.click?array",
        "name": "fnol.click"
      }
    ],
    "usesPlatform": "https://api.sb/?array"
  },
  "links": {
    "page": "https://startups.as/fnol.click",
    "apiSb": "https://api.sb/startups.as/names/fnol.click",
    "startupCard": "https://api.sb/fnol.click"
  }
}