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        "Hand-assembling draws in email and spreadsheets: the package is assembled and validated as one typed record instead of 20-25 hours a week of print-scan-mail-call and chasing waivers": "https://api.sb/by-alternative/manual?array",
        "Siteline: Siteline generates pay apps and waivers, but the rest of the package and pre-submission checks stay manual": "https://api.sb/by-alternative/incumbent?array",
        "Levelset (Procore): Levelset digitises the waiver workflow only; the rest of the package is still hand-assembled": "https://api.sb/by-alternative/incumbent?array",
        "Built: Built speeds lender-side review but does not assemble the contractor's package": "https://api.sb/by-alternative/incumbent?array"
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    "apiSb": "https://api.sb/startups.as/names/apis.builders",
    "startupCard": "https://api.sb/apis.builders"
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}